Shopify plan prices and payment fees, US and Canada

Caveats: Shopify plan prices and payment fees, US and Canada

• Current list prices only. Shopify's pricing pages were read on October 13, 2026. Shopify changes prices without notice and no price history was captured. Promotional offers such as "Try 3 days free, then $1/month for 3 months" are not list prices and are excluded.
• Region and geolocation. Shopify serves the US price list (USD) at /pricing and the Canadian list (CAD) at /ca/pricing. The two are not one exchange rate applied to each other: the CAD to USD price ratio runs from 1.25 for Grow billed yearly to 1.48 for Plus on a 3-year term. Fetching /pricing with Accept-Language fr-CA, en-CA or en-US, or with a localization cookie set to CA, returned identical prices, and the page state reads geoPricingIsEnabled=false. All fetches left from a US network exit, so a Canadian visitor's view of /pricing was not observed directly.
• Card rates are "from" rates for Shopify Payments, which is available only in some countries. Shopify's Plus page says "Card rates vary by country". The Plus card rates used here (2.25% + 30 cents in the US, 2.15% + 30 cents in Canada) are those printed in the pricing table.
• Plus has two published prices (3-year term and 1-year term) and an unpublished alternative: "More complex, higher volume businesses switch to a variable platform fee based on their revenue and business model." Shopify publishes no percentage or threshold for that fee, so a business on it has a different break-even than any row here. Plus includes the main store and 9 expansion stores. Extra stores cost $300 USD (US page) or $450 CAD (Canada page) per month each, or a revenue share.
• Break-even method. Monthly cost is the monthly subscription plus the variable rate times monthly sales. Plus equals Advanced at x = (plusFixed minus advFixed) / (advRate minus plusRate), with rates stored as fractions (0.025 is 2.5%). The per-transaction fixed fee (30 cents on both plans in both countries) cancels. The result counts only the subscription and the card or third-party percentage, and it ignores international and premium-card surcharges, in-person and POS fees, apps, themes, taxes, extra stores and the variable platform fee. Scenarios (a) and (b) assume all sales are standard online cards through Shopify Payments. Scenarios (c) and (d) assume all sales go through a third-party gateway, where Shopify's third-party transaction fee applies (2%, 1%, 0.6% and 0.2% by plan) and the processor's own fees, equal under either plan, cancel.
• Advanced is priced billed yearly (US$299 and C$389 per month, paid yearly). Billed monthly it costs more (US$399 and C$517), which lowers the break-even, and those scenarios are not computed. Plus needs a 1-year or 3-year commitment: "you can cancel when your term commitment expires".
• Canadian specifics. In-person card rates for Plus (2.4% + 0 cents) equal Advanced's as printed. Canadian "Online international rates" are flat (3.5%, 3.4%, 3.3% and 3.15% + 30 cents CAD) where the US page shows "+ 1%" on top of the card rate, and Canada lists Amex rates where the US lists premium card rates. In the US comparison table the fixed part of a card fee prints as 30¢ without a currency code, but the plan cards name it ("Card rates from 2.9% + 30¢ USD"), so fixed fees are US dollars in US rows and Canadian dollars in Canadian rows.
• The Help Center page on third-party transaction fees could not be fetched by script (bot check, HTTP 403), so the rates used come from the pricing pages and the Plus page. A fifth plan, Agentic ($0 a month, "For selling in AI channels", card rates from 2.9% + 30¢ USD online and 2.8% + 30¢ CAD online), has no in-person or third-party fee rows and is not part of the break-even rows.