Shopify Payments versus a third-party gateway: fee stack by plan, United States
Version 1. 106 rows, 15 columns.
By Martin DejnickiUpdated
Short answer
The dataset compares the card fees on US$50,000 of monthly online sales through Shopify Payments with the fees through a third-party gateway charging Stripe's published US rate, on each US Shopify plan, at an assumed US$100 average order. It holds Shopify Payments rates, Shopify's third-party transaction fee by plan, and the published US card rates of Stripe and PayPal.
A third-party gateway at Stripe's list rate adds $1,000 a month on Shopify Basic at US$50,000 in sales
Extra fees a month when paying through a third-party gateway at Stripe's published US rate instead of Shopify Payments, by plan, at the monthly online sales chosen, US$50,000 by default, and a US$100 average order, USD, October 2026
Extra fees a month through a gateway at Stripe's US rate, by plan, at $50,000 in sales
At $50,000 a month, a gateway at Stripe's list rate adds $1,000 on Basic, $600 on Grow, $500 on Advanced and $425 on Plus over Shopify Payments.
Showing: Monthly online sales: $50,000. Reset
Extra cost on Basic of a gateway at Stripe's rate, by monthly sales
- How this is calculated: Extra cost is Shopify's third-party transaction fee (2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus) plus Stripe's published 2.9% minus the plan's Shopify Payments rate (2.9%, 2.7%, 2.5% and 2.25%), times monthly online sales. Both sides charge 30 cents an order, so the US$100 average order the totals assume does not change the gap. Rates come from Shopify's and Stripe's US pricing pages, read October 18, 2026; Stripe's rate stands in for a third-party processor's list price, and a negotiated rate lowers that side. Computed by Deploi.
- Extra cost is Shopify's third-party transaction fee (2%, 1%, 0.6% and 0.2% by plan) plus the gap between Stripe's 2.9% plus 30 cents and the plan's Shopify Payments rate; computed by Deploi.
- Shopify Payments is supported in the United States, and Shopify's Help Center says Stripe can't be activated where it is, because Stripe is Shopify Payments' banking partner; Stripe's rate stands in for a third-party processor's list price.
- Assumes a US$100 average order; Stripe's rate and Shopify Payments both carry 30 cents per order, so the fixed fee does not change the gap.
- Uses Stripe's published standard US online card rate; a processor's negotiated rate lowers that side.
- PayPal's published 2.99% plus 49 cents for card payments is on the dataset page; PayPal lists PayPal Checkout at 3.49% plus the fixed fee. The chart prices the Stripe rate only.
- The table rounds each amount to the dollar, as the chart does, so the two fees and the extra cost in a row may not add up exactly; the dataset page has the exact amounts.
Source: Shopify pricing page (United States) and Stripe pricing page. Fees computed by Deploi. Read on .
About this dataset
The dataset compares the card fees on US$50,000 of monthly online sales through Shopify Payments with the fees through a third-party gateway charging Stripe's published US rate, on each US Shopify plan, at an assumed US$100 average order. It holds Shopify Payments rates, Shopify's third-party transaction fee by plan, and the published US card rates of Stripe and PayPal. Sources are Shopify's, Stripe's and PayPal's US pages, read on October 18, 2026.
- Version
- 1
- Coverage in time
- Prices and rates in force on October 18, 2026
- Coverage in space
- United States
- Last updated
- October 19, 2026
- License
- CC BY 4.0. Deploi's compilation is CC BY 4.0. The underlying figures belong to their publishers and are cited to the sources listed.
Variables
The CSV header uses the column name.
| Column name | Label | Type | Unit | Meaning |
|---|---|---|---|---|
| rowKey | Row key | string | Stable key of the row; matches provenance rowKey. | |
| paymentsRatePct | Shopify Payments online rate | number | % | Shopify Payments online standard card rate on the plan. |
| paymentsFixedFee | Shopify Payments fixed fee | number | USD | Fixed fee per online card transaction on Shopify Payments. |
| thirdPartyFeePct | Third-party transaction fee | number | % | Shopify's fee on orders paid through a provider other than Shopify Payments, by plan. |
| processorRatePct | Processor card rate | number | % | The processor's own published domestic online card rate (Stripe, PayPal). |
| processorFixedFee | Processor fixed fee | number | USD | The processor's own fixed fee per transaction. |
| paymentsFeesAt50kUsd | Fees at $50,000 a month, Shopify Payments | number | USD per month | Card fees on US$50,000 of monthly online sales at a US$100 average order; computed by Deploi. |
| stripeFeesAt50kUsd | Fees at $50,000 a month, third-party gateway at Stripe's rate | number | USD per month | Shopify's third-party fee plus a processor fee at Stripe's published US rate on US$50,000 at a US$100 average order; computed by Deploi. |
| extraCostAt50kUsd | Extra cost of a third-party gateway at $50,000 | number | USD per month | Third-party stack minus Shopify Payments fees; computed by Deploi. |
| plan | Plan | string | text | Shopify plan name of a plan row, used as the chart axis. |
| rowType | Row type | string | text | grid for the monthly sales grid rows; empty on the plan and processor rows |
| monthlySalesUsd | Monthly online sales | number | USD per month | Monthly online sales of a grid row (from the row key) |
| paymentsFeesUsd | Fees, Shopify Payments | number | USD per month | monthlySalesUsd x paymentsRatePct / 100 + (monthlySalesUsd / 100) x paymentsFixedFee, US$100 average order (assumption); computed by Deploi |
| stripeFeesUsd | Fees, third-party gateway at Stripe's rate | number | USD per month | monthlySalesUsd x (thirdPartyFeePct + Stripe processorRatePct) / 100 + (monthlySalesUsd / 100) x Stripe processorFixedFee; computed by Deploi |
| extraCostUsd | Extra cost of a third-party gateway | number | USD per month | stripeFeesUsd minus paymentsFeesUsd; computed by Deploi |
The data
| Row key | Shopify Payments online rate (%) | Shopify Payments fixed fee (USD) | Third-party transaction fee (%) | Processor card rate (%) | Processor fixed fee (USD) | Fees at $50,000 a month, Shopify Payments (USD per month) | Fees at $50,000 a month, third-party gateway at Stripe's rate (USD per month) | Extra cost of a third-party gateway at $50,000 (USD per month) | Plan | Row type | Monthly online sales (USD per month) | Fees, Shopify Payments (USD per month) | Fees, third-party gateway at Stripe's rate (USD per month) | Extra cost of a third-party gateway (USD per month) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| US|Basic | 2.9 | 0.3 | 2 | Not stated | Not stated | 1,600 | 2,600 | 1,000 | Basic | Not stated | Not stated | Not stated | Not stated | |
| US|Grow | 2.7 | 0.3 | 1 | Not stated | Not stated | 1,500 | 2,100 | 600 | Grow | Not stated | Not stated | Not stated | Not stated | |
| US|Advanced | 2.5 | 0.3 | 0.6 | Not stated | Not stated | 1,400 | 1,900 | 500 | Advanced | Not stated | Not stated | Not stated | Not stated | |
| US|Plus | 2.25 | 0.3 | 0.2 | Not stated | Not stated | 1,275 | 1,700 | 425 | Plus | Not stated | Not stated | Not stated | Not stated | |
| processor|stripe-us | Not stated | Not stated | Not stated | 2.9 | 0.3 | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | ||
| processor|paypal-us | Not stated | Not stated | Not stated | 2.99 | 0.49 | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | ||
| grid|1000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 1,000 | 32 | 52 | 20 |
| grid|1000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 1,000 | 30 | 42 | 12 |
| grid|1000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 1,000 | 28 | 38 | 10 |
| grid|1000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 1,000 | 25.5 | 34 | 8.5 |
| grid|1500|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 1,500 | 48 | 78 | 30 |
| grid|1500|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 1,500 | 45 | 63 | 18 |
| grid|1500|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 1,500 | 42 | 57 | 15 |
| grid|1500|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 1,500 | 38.25 | 51 | 12.75 |
| grid|2000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 2,000 | 64 | 104 | 40 |
| grid|2000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 2,000 | 60 | 84 | 24 |
| grid|2000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 2,000 | 56 | 76 | 20 |
| grid|2000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 2,000 | 51 | 68 | 17 |
| grid|2500|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 2,500 | 80 | 130 | 50 |
| grid|2500|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 2,500 | 75 | 105 | 30 |
| grid|2500|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 2,500 | 70 | 95 | 25 |
| grid|2500|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 2,500 | 63.75 | 85 | 21.25 |
| grid|3000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 3,000 | 96 | 156 | 60 |
| grid|3000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 3,000 | 90 | 126 | 36 |
| grid|3000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 3,000 | 84 | 114 | 30 |
| grid|3000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 3,000 | 76.5 | 102 | 25.5 |
| grid|4000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 4,000 | 128 | 208 | 80 |
| grid|4000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 4,000 | 120 | 168 | 48 |
| grid|4000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 4,000 | 112 | 152 | 40 |
| grid|4000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 4,000 | 102 | 136 | 34 |
| grid|5000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 5,000 | 160 | 260 | 100 |
| grid|5000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 5,000 | 150 | 210 | 60 |
| grid|5000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 5,000 | 140 | 190 | 50 |
| grid|5000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 5,000 | 127.5 | 170 | 42.5 |
| grid|6000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 6,000 | 192 | 312 | 120 |
| grid|6000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 6,000 | 180 | 252 | 72 |
| grid|6000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 6,000 | 168 | 228 | 60 |
| grid|6000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 6,000 | 153 | 204 | 51 |
| grid|7500|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 7,500 | 240 | 390 | 150 |
| grid|7500|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 7,500 | 225 | 315 | 90 |
| grid|7500|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 7,500 | 210 | 285 | 75 |
| grid|7500|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 7,500 | 191.25 | 255 | 63.75 |
| grid|10000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 10,000 | 320 | 520 | 200 |
| grid|10000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 10,000 | 300 | 420 | 120 |
| grid|10000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 10,000 | 280 | 380 | 100 |
| grid|10000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 10,000 | 255 | 340 | 85 |
| grid|15000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 15,000 | 480 | 780 | 300 |
| grid|15000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 15,000 | 450 | 630 | 180 |
| grid|15000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 15,000 | 420 | 570 | 150 |
| grid|15000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 15,000 | 382.5 | 510 | 127.5 |
| grid|20000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 20,000 | 640 | 1,040 | 400 |
| grid|20000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 20,000 | 600 | 840 | 240 |
| grid|20000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 20,000 | 560 | 760 | 200 |
| grid|20000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 20,000 | 510 | 680 | 170 |
| grid|25000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 25,000 | 800 | 1,300 | 500 |
| grid|25000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 25,000 | 750 | 1,050 | 300 |
| grid|25000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 25,000 | 700 | 950 | 250 |
| grid|25000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 25,000 | 637.5 | 850 | 212.5 |
| grid|30000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 30,000 | 960 | 1,560 | 600 |
| grid|30000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 30,000 | 900 | 1,260 | 360 |
| grid|30000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 30,000 | 840 | 1,140 | 300 |
| grid|30000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 30,000 | 765 | 1,020 | 255 |
| grid|40000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 40,000 | 1,280 | 2,080 | 800 |
| grid|40000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 40,000 | 1,200 | 1,680 | 480 |
| grid|40000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 40,000 | 1,120 | 1,520 | 400 |
| grid|40000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 40,000 | 1,020 | 1,360 | 340 |
| grid|50000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 50,000 | 1,600 | 2,600 | 1,000 |
| grid|50000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 50,000 | 1,500 | 2,100 | 600 |
| grid|50000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 50,000 | 1,400 | 1,900 | 500 |
| grid|50000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 50,000 | 1,275 | 1,700 | 425 |
| grid|60000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 60,000 | 1,920 | 3,120 | 1,200 |
| grid|60000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 60,000 | 1,800 | 2,520 | 720 |
| grid|60000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 60,000 | 1,680 | 2,280 | 600 |
| grid|60000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 60,000 | 1,530 | 2,040 | 510 |
| grid|75000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 75,000 | 2,400 | 3,900 | 1,500 |
| grid|75000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 75,000 | 2,250 | 3,150 | 900 |
| grid|75000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 75,000 | 2,100 | 2,850 | 750 |
| grid|75000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 75,000 | 1,912.5 | 2,550 | 637.5 |
| grid|100000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 100,000 | 3,200 | 5,200 | 2,000 |
| grid|100000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 100,000 | 3,000 | 4,200 | 1,200 |
| grid|100000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 100,000 | 2,800 | 3,800 | 1,000 |
| grid|100000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 100,000 | 2,550 | 3,400 | 850 |
| grid|150000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 150,000 | 4,800 | 7,800 | 3,000 |
| grid|150000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 150,000 | 4,500 | 6,300 | 1,800 |
| grid|150000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 150,000 | 4,200 | 5,700 | 1,500 |
| grid|150000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 150,000 | 3,825 | 5,100 | 1,275 |
| grid|200000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 200,000 | 6,400 | 10,400 | 4,000 |
| grid|200000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 200,000 | 6,000 | 8,400 | 2,400 |
| grid|200000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 200,000 | 5,600 | 7,600 | 2,000 |
| grid|200000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 200,000 | 5,100 | 6,800 | 1,700 |
| grid|250000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 250,000 | 8,000 | 13,000 | 5,000 |
| grid|250000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 250,000 | 7,500 | 10,500 | 3,000 |
| grid|250000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 250,000 | 7,000 | 9,500 | 2,500 |
| grid|250000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 250,000 | 6,375 | 8,500 | 2,125 |
| grid|300000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 300,000 | 9,600 | 15,600 | 6,000 |
| grid|300000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 300,000 | 9,000 | 12,600 | 3,600 |
| grid|300000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 300,000 | 8,400 | 11,400 | 3,000 |
| grid|300000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 300,000 | 7,650 | 10,200 | 2,550 |
| grid|400000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 400,000 | 12,800 | 20,800 | 8,000 |
| grid|400000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 400,000 | 12,000 | 16,800 | 4,800 |
| grid|400000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 400,000 | 11,200 | 15,200 | 4,000 |
| grid|400000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 400,000 | 10,200 | 13,600 | 3,400 |
| grid|500000|Basic | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Basic | grid | 500,000 | 16,000 | 26,000 | 10,000 |
| grid|500000|Grow | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Grow | grid | 500,000 | 15,000 | 21,000 | 6,000 |
| grid|500000|Advanced | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Advanced | grid | 500,000 | 14,000 | 19,000 | 5,000 |
| grid|500000|Plus | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated | Plus | grid | 500,000 | 12,750 | 17,000 | 4,250 |
Where each value comes from
Every value, the document it was read from, the exact place in it and the date it was read. Computed values show their formula.
Show all 38 traced values
| Row | Field | Value | Source | Where in the source | Read on | Method |
|---|---|---|---|---|---|---|
| US|Basic | Shopify Payments online rate | 2.9 % | Shopify Pricing (United States, USD) | | Online standard card rates | 2.9% + 30¢ | 2.7% + 30¢ | 2.5% + 30¢ | 2.25% + 30¢ | html | |
| US|Basic | Shopify Payments fixed fee | 0.3 USD | Shopify Pricing (United States, USD) | Same passage as Shopify Payments online rate | html | |
| US|Basic | Third-party transaction fee | 2 % | Shopify Pricing (United States, USD) | | Third-party transaction fees | 2% | 1% | 0.6% | 0.2% | html | |
| US|Grow | Shopify Payments online rate | 2.7 % | Shopify Pricing (United States, USD) | | Online standard card rates | 2.9% + 30¢ | 2.7% + 30¢ | 2.5% + 30¢ | 2.25% + 30¢ | html | |
| US|Grow | Shopify Payments fixed fee | 0.3 USD | Shopify Pricing (United States, USD) | Same passage as Shopify Payments online rate | html | |
| US|Grow | Third-party transaction fee | 1 % | Shopify Pricing (United States, USD) | | Third-party transaction fees | 2% | 1% | 0.6% | 0.2% | html | |
| US|Advanced | Shopify Payments online rate | 2.5 % | Shopify Pricing (United States, USD) | | Online standard card rates | 2.9% + 30¢ | 2.7% + 30¢ | 2.5% + 30¢ | 2.25% + 30¢ | html | |
| US|Advanced | Shopify Payments fixed fee | 0.3 USD | Shopify Pricing (United States, USD) | Same passage as Shopify Payments online rate | html | |
| US|Advanced | Third-party transaction fee | 0.6 % | Shopify Pricing (United States, USD) | | Third-party transaction fees | 2% | 1% | 0.6% | 0.2% | html | |
| US|Plus | Shopify Payments online rate | 2.25 % | Shopify Pricing (United States, USD) | | Online standard card rates | 2.9% + 30¢ | 2.7% + 30¢ | 2.5% + 30¢ | 2.25% + 30¢ | html | |
| US|Plus | Shopify Payments fixed fee | 0.3 USD | Shopify Pricing (United States, USD) | Same passage as Shopify Payments online rate | html | |
| US|Plus | Third-party transaction fee | 0.2 % | Shopify Pricing (United States, USD) | | Third-party transaction fees | 2% | 1% | 0.6% | 0.2% | html | |
| processor|stripe-us | Processor card rate | 2.9 % | Stripe Pricing and Fees (United States) | 2.9% + 30¢ per successful transaction for domestic cards | html | |
| processor|stripe-us | Processor fixed fee | 0.3 USD | Stripe Pricing and Fees (United States) | Same passage as Processor card rate | html | |
| processor|paypal-us | Processor card rate | 2.99 % | PayPal Merchant Fees (United States) | Standard Credit and Debit Card Payments | 2.99% + fixed fee | html | |
| processor|paypal-us | Processor fixed fee | 0.49 USD | PayPal Merchant Fees (United States) | US dollar | 0.49 USD | html | |
| US|Basic | Fees at $50,000 a month, Shopify Payments | 1,600 USD per month | Computed by Deploi | paymentsFeesAt50kUsd = 50,000 x paymentsRatePct / 100 + 500 x paymentsFixedFee; inputs US|Basic.paymentsRatePct = 2.9, US|Basic.paymentsFixedFee = 0.3 | computed | |
| US|Basic | Fees at $50,000 a month, third-party gateway at Stripe's rate | 2,600 USD per month | Computed by Deploi | stripeFeesAt50kUsd = 50,000 x (thirdPartyFeePct + Stripe processorRatePct) / 100 + 500 x Stripe processorFixedFee; inputs US|Basic.thirdPartyFeePct = 2… | computed | |
| US|Basic | Extra cost of a third-party gateway at $50,000 | 1,000 USD per month | Computed by Deploi | extraCostAt50kUsd = stripeFeesAt50kUsd minus paymentsFeesAt50kUsd; inputs US|Basic.stripeFeesAt50kUsd = 2600, US|Basic.paymentsFeesAt50kUsd = 1600 | computed | |
| US|Grow | Fees at $50,000 a month, Shopify Payments | 1,500 USD per month | Computed by Deploi | paymentsFeesAt50kUsd = 50,000 x paymentsRatePct / 100 + 500 x paymentsFixedFee; inputs US|Grow.paymentsRatePct = 2.7, US|Grow.paymentsFixedFee = 0.3 | computed | |
| US|Grow | Fees at $50,000 a month, third-party gateway at Stripe's rate | 2,100 USD per month | Computed by Deploi | stripeFeesAt50kUsd = 50,000 x (thirdPartyFeePct + Stripe processorRatePct) / 100 + 500 x Stripe processorFixedFee; inputs US|Grow.thirdPartyFeePct = 1… | computed | |
| US|Grow | Extra cost of a third-party gateway at $50,000 | 600 USD per month | Computed by Deploi | extraCostAt50kUsd = stripeFeesAt50kUsd minus paymentsFeesAt50kUsd; inputs US|Grow.stripeFeesAt50kUsd = 2100, US|Grow.paymentsFeesAt50kUsd = 1500 | computed | |
| US|Advanced | Fees at $50,000 a month, Shopify Payments | 1,400 USD per month | Computed by Deploi | paymentsFeesAt50kUsd = 50,000 x paymentsRatePct / 100 + 500 x paymentsFixedFee; inputs US|Advanced.paymentsRatePct = 2.5, US|Advanced.paymentsFixedFee = 0.3 | computed | |
| US|Advanced | Fees at $50,000 a month, third-party gateway at Stripe's rate | 1,900 USD per month | Computed by Deploi | stripeFeesAt50kUsd = 50,000 x (thirdPartyFeePct + Stripe processorRatePct) / 100 + 500 x Stripe processorFixedFee; inputs US|Advanced.thirdPartyFeePct = 0.6… | computed | |
| US|Advanced | Extra cost of a third-party gateway at $50,000 | 500 USD per month | Computed by Deploi | extraCostAt50kUsd = stripeFeesAt50kUsd minus paymentsFeesAt50kUsd; inputs US|Advanced.stripeFeesAt50kUsd = 1900, US|Advanced.paymentsFeesAt50kUsd = 1400 | computed | |
| US|Plus | Fees at $50,000 a month, Shopify Payments | 1,275 USD per month | Computed by Deploi | paymentsFeesAt50kUsd = 50,000 x paymentsRatePct / 100 + 500 x paymentsFixedFee; inputs US|Plus.paymentsRatePct = 2.25, US|Plus.paymentsFixedFee = 0.3 | computed | |
| US|Plus | Fees at $50,000 a month, third-party gateway at Stripe's rate | 1,700 USD per month | Computed by Deploi | stripeFeesAt50kUsd = 50,000 x (thirdPartyFeePct + Stripe processorRatePct) / 100 + 500 x Stripe processorFixedFee; inputs US|Plus.thirdPartyFeePct = 0.2… | computed | |
| US|Plus | Extra cost of a third-party gateway at $50,000 | 425 USD per month | Computed by Deploi | extraCostAt50kUsd = stripeFeesAt50kUsd minus paymentsFeesAt50kUsd; inputs US|Plus.stripeFeesAt50kUsd = 1700, US|Plus.paymentsFeesAt50kUsd = 1275 | computed | |
| grid|1000|Basic | Row type | grid | Computed by Deploi | 100 grid rows share this formula and source; each value comes from its row keyFormula: grid on the grid rows (row key starts with grid|); empty on the plan and processor rows | computed | |
| grid|1000|Basic | Monthly online sales | 1,000 USD per month | Computed by Deploi | 100 grid rows share this formula and source; each value comes from its row keyFormula: part 2 of the row key, as a number | computed | |
| grid|1000|Basic | Fees, Shopify Payments | 32 USD per month | Computed by Deploi | 100 grid rows share this formula and source; each row uses its own input cells. This row, grid|1000|Basic: US|Basic.paymentsRatePct = 2.9, US|Basic.paymentsFixedFee = 0.3 | computed | |
| grid|1000|Basic | Fees, third-party gateway at Stripe's rate | 52 USD per month | Computed by Deploi | 100 grid rows share this formula and source; each row uses its own input cells. This row, grid|1000|Basic: US|Basic.thirdPartyFeePct = 2, processor|stripe-us.processorRatePct = 2.9, processor|stripe-us.processorFixedFee = 0.3 | computed | |
| grid|1000|Basic | Extra cost of a third-party gateway | 20 USD per month | Computed by Deploi | 100 grid rows share this formula and source; each row uses its own input cells. This row, grid|1000|Basic: grid|1000|Basic.stripeFeesUsd = 52, grid|1000|Basic.paymentsFeesUsd = 32 | computed | |
| US|Basic | Plan | Basic | Computed by Deploi | …in the row key: part 2 of a US|Plan row, part 3 of a grid row (grid|50000|Grow -> Grow); processor rows have none; set by Deploi from the row key US|Basic | computed | |
| US|Grow | Plan | Grow | Computed by Deploi | …in the row key: part 2 of a US|Plan row, part 3 of a grid row (grid|50000|Grow -> Grow); processor rows have none; set by Deploi from the row key US|Grow | computed | |
| US|Advanced | Plan | Advanced | Computed by Deploi | …in the row key: part 2 of a US|Plan row, part 3 of a grid row (grid|50000|Grow -> Grow); processor rows have none; set by Deploi from the row key US|Advanced | computed | |
| US|Plus | Plan | Plus | Computed by Deploi | …in the row key: part 2 of a US|Plan row, part 3 of a grid row (grid|50000|Grow -> Grow); processor rows have none; set by Deploi from the row key US|Plus | computed | |
| grid|1000|Basic | Plan | Basic | Computed by Deploi | 100 grid rows share this formula and source; each value comes from its row keyFormula: the plan name in the row key: part 2 of a US|Plan row, part 3 of a grid row (grid|50000|Grow -> Grow); processor rows have none | computed |
Methodology
Caveats: Shopify Payments versus a third-party gateway: fee stack by plan, United States
- The average order of US$100 and the monthly sales of US$50,000 are assumptions set by Deploi. They fix the number of orders at 500; the extra cost of the third-party gateway does not depend on the average order, because Stripe's rate and Shopify Payments both carry a 30-cent fixed fee.
- The third-party stack is Shopify's third-party transaction fee plus Stripe's 2.9% plus 30 cents, Stripe's published standard US online card rate; a processor's negotiated rate lowers that side.
- Shopify Payments is supported in the United States, and Shopify's Help Center says that where Shopify Payments is supported in the country where a business is located, Stripe can't be activated as a separate payment gateway, because Stripe is Shopify Payments' banking partner. Stripe's published rate stands in here for a third-party processor's list price.
- PayPal's published 2.99% plus 49 cents, in the table, is its rate for standard credit and debit card payments. PayPal lists PayPal Checkout, Pay with Venmo and PayPal Guest Checkout at 3.49% plus the fixed fee. Deploi did not compute a PayPal stack for the plans, and the dataset does not record a separate Shopify fee treatment for PayPal.
- Processor fields are empty on plan rows and Shopify fields are empty on processor rows because each applies to one kind of row only. Subscription prices, apps and taxes are excluded.
Deploi's charts and compilation are licensed CC BY 4.0. The underlying facts belong to their sources, which are named on every page. How Deploi Shopify Data works.
Sources
Tier A sources are primary documents: filings, official releases and official price pages. How sources are ranked.
- Tier APayPal Merchant Fees (United States)
PayPal, Inc. · HTML · Read on
- Tier AShopify Help Center: Understanding payment gateway availability
Shopify Inc. · HTML · Read on
- Tier AShopify Pricing (United States, USD)
Shopify Inc. · HTML · Read on
- Tier AStripe Pricing and Fees (United States)
Stripe, Inc. · HTML · Read on
Cite and reuse
Deploi's charts and compilation are licensed CC BY 4.0. The underlying facts belong to their sources, which are named on every page.
APA
Deploi. (2026). Shopify Payments versus a third-party gateway: fee stack by plan, United States (Version 1) [Data set]. https://deploi.ca/shopify/data/datasets/gateway-cost-stack Retrieved October 19, 2026.
BibTeX
@misc{deploi_gateway_cost_stack_2026,
author = {{Deploi}},
title = {Shopify Payments versus a third-party gateway: fee stack by plan, United States},
year = {2026},
version = {1},
url = {https://deploi.ca/shopify/data/datasets/gateway-cost-stack},
note = {Accessed 2026-10-19}
}Downloads
- Data: Shopify Payments versus a third-party gateway: fee stack by plan, United States CSV
Changes
- · Shopify Payments versus a third-party gateway: fee stack by plan, United States
First release. Four plan rows and two processor rows read from Shopify's, Stripe's and PayPal's US pages on October 18, 2026, and a calculator grid computed by Deploi: 100 rows, 25 monthly sales values for each of the 4 plans (rowType, monthlySalesUsd, paymentsFeesUsd, stripeFeesUsd and extraCostUsd).