B2B & Wholesale
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Common Questions
How exactly do net payment terms (Net 30/60/90) work for B2B customers on Shopify, from invoice to payment?
Shopify B2B issues net terms as a due date on the order, not an invoice document. Available templates are net 7, 15, 30, 45, 60 and 90, plus due on receipt, due on fulfillment and a fixed date (Shopify Help Center, September 2026). Payment is not captured automatically when terms expire. Collection stays manual or runs through Shopify Flow.
What's the actual breakeven point where a dedicated B2B expansion store starts making more sense than a blended single store?
A dedicated B2B store costs zero extra platform fee on Shopify Plus, which is why the breakeven is not a wholesale revenue number. Plus contracts include one free pre-approved B2B expansion store (Shopify Help Center, September 2026). Apps and theme licenses bill per store, so the breakeven is operational duplication against catalog and merchandising need.
What is vaulted-card payment for B2B, and how is it different from storing a card on a regular customer account?
Vaulted cards in Shopify B2B are saved to a company location, not to a person. Every customer with permissions for that location can charge that card at checkout (Shopify Help Center, September 2026). A retail saved card belongs to one shopper. The B2B version is a shared corporate instrument, and it requires Shopify Payments.
If we're already selling DTC on Plus with 9 expansion stores available, should one of those become a dedicated B2B store?
A free expansion store slot earns a dedicated B2B build only when wholesale needs its own experience, inventory or staff. Shopify pre-approves one free B2B wholesale expansion store per Plus contract, requiring "identical products as the main brand" (Shopify Help Center, September 2026). The slot costs nothing; the apps, theme license and second operation do.
What's the actual cash-flow tradeoff of offering Net 60 terms to a large wholesale account vs requiring payment upfront?
Net 60 costs about 1.1% of order value in financed working capital at the September 2026 US bank prime rate of 6.75% (Federal Reserve H.15, 11 September 2026). That is the floor, not the total. Add realized bad debt and collections labor, and price the terms into the wholesale margin rather than absorbing them.
Is there a real store-credit solution for B2B customers, or only manual workarounds today?
Shopify B2B store credit is native as of the Winter 2026 Edition. Credit belongs to a company location and is shared by every authorized buyer there, capped below $10,000 USD per location, and only the full balance can be applied at checkout (Shopify Help Center, September 2026). Credit on a personal customer profile cannot be spent in a B2B store.