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B2B & Wholesale

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Common Questions

How exactly do net payment terms (Net 30/60/90) work for B2B customers on Shopify, from invoice to payment?

Shopify B2B issues net terms as a due date on the order, not an invoice document. Available templates are net 7, 15, 30, 45, 60 and 90, plus due on receipt, due on fulfillment and a fixed date (Shopify Help Center, September 2026). Payment is not captured automatically when terms expire. Collection stays manual or runs through Shopify Flow.

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What is vaulted-card payment for B2B, and how is it different from storing a card on a regular customer account?

Vaulted cards in Shopify B2B are saved to a company location, not to a person. Every customer with permissions for that location can charge that card at checkout (Shopify Help Center, September 2026). A retail saved card belongs to one shopper. The B2B version is a shared corporate instrument, and it requires Shopify Payments.

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What's the actual cash-flow tradeoff of offering Net 60 terms to a large wholesale account vs requiring payment upfront?

Net 60 costs about 1.1% of order value in financed working capital at the September 2026 US bank prime rate of 6.75% (Federal Reserve H.15, 11 September 2026). That is the floor, not the total. Add realized bad debt and collections labor, and price the terms into the wholesale margin rather than absorbing them.

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Is there a real store-credit solution for B2B customers, or only manual workarounds today?

Shopify B2B store credit is native as of the Winter 2026 Edition. Credit belongs to a company location and is shared by every authorized buyer there, capped below $10,000 USD per location, and only the full balance can be applied at checkout (Shopify Help Center, September 2026). Credit on a personal customer profile cannot be spent in a B2B store.

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Can B2B net-terms invoices be exported directly to QuickBooks or NetSuite, or does that require a connector app?

B2B net-terms invoices reach QuickBooks or NetSuite through a connector, never through a native export. Intuit publishes two QuickBooks Online listings on the Shopify App Store: the one at /qbconnector records B2B orders as invoices and rates 4.6 stars across 3,308 reviews, while /quickbooks rates 2.1 across 64 (verified September 2026).

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Does native Shopify B2B integrate with any third-party trade-credit or invoice-financing provider, or is that entirely external?

Third-party trade credit and native Shopify payment terms are mutually exclusive on the same company location. Resolve's own integration guide requires the company location to be set to 'No payment terms' before its 'Pay with net terms' option appears at checkout (Resolve documentation, September 2026). You choose one collection model per location, not both.

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